What To Know
- The bank is focusing on quality borrowers—specifically those earning at least 55,000 baht per month and possessing assets valued above 5 million baht—to offer tailored loan packages at highly competitive interest rates.
- Alternatively, the Extra Cash Line of Credit serves as a standby fund with a maximum credit line of 1 million baht.
Bangkok Companies: CIMB Thai Bank is making headlines across Thailand’s financial sector with its fresh new positioning as The Supporter—a bold shift aimed at making personal and housing loans more accessible to everyday Thais. The bank’s strategic push under the slogan “Support You to Move Forward Faster” reflects a deep commitment to empowering individuals who face financial uncertainties or need rapid funding.
CIMB Thai is one of the few decent banks in Bangkok making personal and housing loan more accessible
Image Credit: CIMB Thai
As highlighted in this Bangkok Companies news report, the campaign was officially introduced by Mr. Tan Teet Chin, Deputy CEO for Consumer Banking, and Ms. Thanawan Jiaranan, Assistant CEO and Head of Retail Product Management. The initiative is built on precision-driven risk-based pricing, a flexible credit framework, and strict cost controls. The bank is focusing on quality borrowers—specifically those earning at least 55,000 baht per month and possessing assets valued above 5 million baht—to offer tailored loan packages at highly competitive interest rates.
Home Loans Reimagined for Real Use
One of the core products now being promoted is the Multi-Purpose Home Loan, also referred to as “Home for Cash.” This product allows customers to convert the equity in their home into usable funds, ideal for business expansion, debt repayment, or liquidity support. With interest fixed at 3.99% for the first year and loan ceilings up to 30 million baht, customers can also enjoy repayment periods of up to 30 years.
For those refinancing existing mortgages, CIMB THAI offers rates starting as low as 1.59%, bundled with free property valuation and free fire insurance. These benefits give customers the chance to lighten their financial load while freeing up cash flow.
Personal Loan Options Designed Around Real Lives
CIMB THAI’s Personal Cash Loan is ideal for individuals needing large sums quickly—whether for consolidating debt, covering education fees, or funding medical needs. Customers can apply for up to 2 million baht with flexible terms up to 72 months. Interest rates start from just 9.99% per year, and approval can be granted within the same day.
Alternatively, the Extra Cash Line of Credit serves as a standby fund with a maximum credit line of 1 million baht. No interest is charged unless used, and the starting rate is just 5.55% per annum for the first five billing cycles. Fully integrated into the CIMB THAI mobile app, this line of credit suits customers who value agility and financial preparedness.
Seamless and Smart Application Process
Through its Self-Apply Unsecured Loan service, CIMB THAI enables customers to complete their loan application digitally in just five steps, with results delivered within three business hours. The system operates around the clock, giving borrowers the power to access funding when it matters most.
Ms. Thanawan stated that the bank’s vision is to support customers at every turn—making sure they move forward in life without interruptions. With CIMB THAI’s growing digital infrastructure, applying for a loan has never been easier or faster.
CIMB THAI’s Q1 2025 results show that this vision is resonating. Home loans surged 4.9% despite a sluggish property market, while personal loans jumped 9.1%, driven by quality portfolio management and efficient handling of NPLs. The bank’s wide range of flexible loan solutions, competitive rates, and digital convenience continues to earn trust and traction across Thailand.
Customers seeking fast, flexible funding can apply via the CIMB THAI app or visit any branch nationwide. For details, call 02-626-7777. Always borrow wisely—only what’s necessary and manageable.
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